Three news feeds are on this page. Mortgage Daily News is below, followed by the Christian Science Monitor, and finally "Your Money"  articles from the New York Times. 

I hope you enjoy these perspectives.

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages

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Mortgage News Daily Feed & Christian Science Monitor:
Differences Between Previous and Current FOMC Statements
1/29/2020 1:02 PM
Posted To: MBS CommentaryInformation received since the Federal Open Market Committee met in OctoberDecember indicates that the labor market remains strong and that economic activity has been rising at a moderate rate. Job gains have been solid, on average, in recent months, and the unemployment rate has r...Read More
Pending Home Sales Erase More Than Half of 2019"s Gains in a Single Report
1/29/2020 9:35 AM
Posted To: MND NewsWireDecember"s pending home sales erased the small gain posted in November and the National Association of Realtors" (NAR"s) Pending Home Sales Index (PHSI) ended the year exactly where it had begun. The PHSI is a forward-looking indicator of existing home sales based on purchase contracts signed durin...Read More
The TED Statement (What The Fed Statement Wishes It Could Be)
1/29/2020 8:39 AM
Posted To: MBS CommentaryImagine a world where the Federal Reserve was here to entertain and comment on sports betting rather than offer dry, carefully worded updates on monetary policy ( like the most recent version ). If such a world existed, Ted Rood would be your tour guide. He submits the following as...Read More
MBS Day Ahead: Technical Levels to Watch as Bonds Keep Hope Alive
1/29/2020 8:25 AM
Posted To: MBS CommentaryBonds are holding below what had been a yield floor since mid-October. Yesterday raised some concern about the recently stronger trend reversing, but overnight gains have kept the dream alive. In looking at the various "key levels" I had on my chart of 10yr yields, I thou...Read More
LOS, Broker Products; Capital Markets, the Fed, Coronavirus, and Trade
1/29/2020 8:08 AM
Posted To: Pipeline PressMy cat Myrtle never paid much attention to Brexit, up until recently a hopeless parliamentary quagmire. (“Brexistential fear”: An irrational fear that Brexit will lead to the end of the world as we know it.) Brexit no longer moves bond markets, nor Myrtle...Read More
Refis Still Shine as Lower Rates Drive Mortgage Applications
1/29/2020 7:14 AM
Posted To: MND NewsWireRefinancing continues to dominate mortgage activity, spurred by another dip in mortgage rates. The Mortgage Banker Association (MBA) said the volume of loan applications rose during the week ended January 24 even though some businesses were impacted by the Martin Luther King holiday. MBA"s Market C...Read More
MBS RECAP: Bonds Not Caring About Virus? Or Something Else Going On?
1/28/2020 4:18 PM
Posted To: MBS CommentaryStocks moved higher today and bond yields did the same. Given that coronavirus has been the key consideration for both sides of the market, the movement is a bit counter-intuitive considering the virus continues to spread exponentially. Nevertheless, there are a few potential expla...Read More
Mortgage Rates Edge Higher From Long-Term Lows
1/28/2020 3:28 PM
Posted To: Mortgage Rate WatchMortgage rates were steady to slightly higher today, leaving the average lender just a hair above the lowest rates in months, and still very close to the lowest rates in more than 3 years. The coronavirus outbreak is still a relevant consideration for financial markets, including i...Read More
Refis Made up More Than Half of Freddie Mac December Business
1/28/2020 10:39 AM
Posted To: MND NewsWireFreddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 15.2 percent in December, a substantial change from the 0.4 percent gain in November. The portfolio balance at the end of the period was $2.33 trillion compared to $2.302 trillion at the end of Novem...Read More
Home Price Gains Resumed in November
1/28/2020 9:42 AM
Posted To: MND NewsWireThe recent re-acceleration of home price gains continued in November. The S&P CoreLogic Case-Shiller U.S. National Home Price Index which covers all nine U.S. census divisions, reported a 3.5 percent annual gain for the month, up from 3.2 percent in October. The growth rate of the indices had d...Read More

Mortgage News Daily Feed & Christian Science Monitor:
As Britain steps out of EU, it trips on new entanglement
1/29/2020 2:43 PM
Britain leaves the EU officially this week. But disentangling from a deeply connected world is not so easy, as a dispute over Huawei underscores...Read More
The Airbus-Boeing rivalry – in post-scandal reform
1/29/2020 2:36 PM
Even as the plane-makers face stiff costs for internal mistakes, they also seem bent on an audit of company culture...Read More
Kashmir’s five-month blackout: Life in a swirl of rumors
1/29/2020 2:07 PM
Kashmir experienced a months-long internet blackout after the state’s special status was revoked, with news frequently reduced to rumors...Read More
Yemen sees sudden spike in violence, threatening peace talks
1/29/2020 10:08 AM
Back-channel negotiations between Saudi Arabia and the Houthis stirred hopes for agreement but renewed violence has rattled the political process...Read More
GOP lacks witness-barring votes needed for fast acquittal
1/29/2020 10:01 AM
Senators have been warned that any attempt to call John Bolton to the stand in President Donald Trump"s impeachment trial could trigger a long battle...Read More
Syrian troops capture strategic rebel-held town
1/29/2020 9:42 AM
Syrian government"s capture of rebel town in Idlib province is the latest military triumph for President Bashar al-Assad amid the ongoing civil war....Read More
As Brexit nears, Britain signs on with China"s Huawei 5G
1/29/2020 9:41 AM
Britain sees economic opportunity with the advantages offered by the Chinese telecom giant, dismissing U.S. warnings of cyber vulnerability....Read More
Do clothes make the student?
1/29/2020 5:00 AM
I come from a more decorous time, when there were “school clothes” and “play clothes.” How you were dressed might get you a job – or bar you from it...Read More
Why ‘Women win’ isn’t enough for many Iowa voters
1/28/2020 4:32 PM
Women Democratic presidential candidates have to battle the idea that only a man could win. But is that true...Read More
Trump’s new water rule: What it means for mines and pollution
1/28/2020 4:26 PM
The Trump administration’s answer to the Obama-era clean water rule may be a boon for this South Carolina gold mine....Read More

Your Money Articles from New York Times:
Got a Raise? It’s Time to Bump Up Your Savings, Too
1/24/2020 5:00 AM
A new analysis finds that people who don’t increase their savings rate when their pay goes up will have a harder time in retirement...Read More
Rental Cars and Cashless Tolls: Convenience Might Cost You
1/23/2020 1:08 PM
Rental car companies increasingly offer transponders for cashless tolls, but in some cases, travelers end up paying more than they need to...Read More
Help! A Hurricane Destroyed Our House and We Can’t Afford That Vacation Anymore
1/19/2020 12:41 PM
In this week’s Tripped Up column, Sarah Firshein investigates how a family in the Bahamas can recover vacation funds to rebuild their home...Read More
Federal Workers Profit From Tobacco and Oil, Even If They Don’t Want To
1/17/2020 2:35 PM
The Thrift Savings Plan for retirement savings mirrors index funds that invest in such stocks. There’s a fix...Read More
You Really Can Lower Your Car Insurance Cost
1/17/2020 4:34 PM
After years of increases, auto insurance has become a budget pain point for many. But experts say there are ways to keep your rates down...Read More
A New Generation Seeks to Give It All Away Now
1/17/2020 4:28 PM
Families create foundations typically to establish a long-term philanthropic legacy, but a new study shows some want to see the immediate impact of their giving...Read More
The Secret of Their Success: It’s Not About the Money
1/10/2020 1:49 PM
Bob Parsons and David Neeleman each built successful businesses in competitive industries by offering exceptional experiences, not chasing wealth...Read More
New Law Expands Uses for 529 College Savings Accounts
1/10/2020 11:24 PM
Under the Secure Act, approved in December, up to $10,000 can be used to repay student loans. The law also allows 529 funds to be used for apprenticeships...Read More
How to Get Socially Conscious Funds Into Your 401(k)
1/10/2020 10:54 PM
Your colleagues choose the investments. Be polite. Respect their duty to act in your best interest. Bring friends. And keep trying...Read More
What to Do if You Overspent During the Holidays
1/7/2020 4:26 PM
Avoid incidental debt and build credit quickly with these four tricks for staying accountable with your spending...Read More

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