Four news feeds are on this page. RisMedia is to the right, Mortgage Daily News is below, followed by the Christian Science Monitor, and finally "Your Money"  articles from the New York Times. 

I hope you enjoy these perspectives.

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Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages

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Mortgage News Daily Feed & Christian Science Monitor:
 
MBS RECAP: MBS Outperform, But Bonds Eventually Slide
7/23/2019 5:10 PM
Posted To: MBS CommentaryMBS did a great job of fending off an onslaught of Treasury weakness today. MBS outperformance is a relatively foreign concept of late, but we do tend to see it if Treasuries lose ground quickly enough. Today, however, it was possible even without a significant slide in bond prices...Read More
 
Mortgage Rates Hold Steady Despite Bond Market Weakness
7/23/2019 3:09 PM
Posted To: Mortgage Rate WatchMortgage rates side-stepped today, bringing an end to a gentle but consistent move lower over the past 5 business days. During that time the average conventional 30yr fixed rates for top tier scenarios fell about an eighth of a percentage point (0.125%). While that only translates ...Read More
 
Existing Home Sales Fail to Build on May Gains
7/23/2019 10:17 AM
Posted To: MND NewsWireExisting home sales are persistent in their inability to maintain a steady course from month to month. Despite low interest rates and hopes for a strong spring market, those sales were down 1.7 percent in June. Sales the prior month had posted a 2.5 percent increase, breaking out of a two-month slu...Read More
 
FHFA Shows Further Slowdown in Home Prices for May
7/23/2019 9:01 AM
Posted To: MND NewsWireThe Federal Housing Finance Agency"s (FHFA"s) House Price Index (HPI) fell in line with most other indices in May, showing a slowdown in housing price appreciation. The agency said home prices gained 0.1 percent compared to April and was 5.0 percent higher than in May 2018. While the FHFA numbers h...Read More
 
Prepayments, Delinquencies Reversed Course in June
7/23/2019 8:37 AM
Posted To: MND NewsWireThe bubble in the mortgage prepayment rate burst in June. Black Knight, in its "first look" at the month"s loan performance statistics, said the single month mortality rate (SMM), the pace at which mortgages are paid down or off, declined for the first time in five months . The rate is usually an i...Read More
 
LO Training, Construction, Marketing Products; FHA Updates
7/23/2019 7:57 AM
Posted To: Pipeline PressDuring my travels someone recently told me that the “x” at the end of Cajun names was attributable to illiterate Cajuns “making their mark.” But instead it seems that two hundred years ago Judge Paul Briant took responsibility for the 1820 U.S...Read More
 
MBS Day Ahead: Range Narrows as Data and Auctions Begin
7/23/2019 7:56 AM
Posted To: MBS CommentaryIn the day just passed, bonds made modest gains at the open only to give most of them up by the close. Activity was concentrated at the specific opening and closing bells for the CME (where bond options still trade in "the pit" and where many of the most active bond trade...Read More
 
Fintech Impact - A Long Way to Go
7/23/2019 7:16 AM
Posted To: MND NewsWireGiven its press coverage, one would conclude that financial technology (fintech) has all but taken over residential real estate and its financing. However, a new report from Jung Choi, Karan Kaul, and Laurie Goodman of the Urban Institute (UI) states that the online share of all home sales (to owne...Read More
 
Mortgage Rates Fall Again as Lenders Play Catch Up
7/22/2019 2:30 PM
Posted To: Mortgage Rate WatchMortgage rates were lower again today. The improvement was fairly decent given the amount of movement seen in the bond market. The reason for that has to do with the phenomenon we discussed on Friday whereby mortgage lenders are generally a bit cautious when it comes to adjusting r...Read More
 
Document, Non-QM, MI Products; Vendor News; Rates Steady
7/22/2019 7:54 AM
Posted To: Pipeline PressThere are more stars in the universe than words ever uttered by all the humans who ever lived. (That’s a good line for tonight’s Happy Hour.) Money, on the other hand, is finite, and catching everyone’s attention this morning is a) Zillow telling us...Read More




Mortgage News Daily Feed & Christian Science Monitor:
 
Louisiana’s coastline is disappearing. Can the bayou be saved?
7/24/2019 12:03 AM
Louisiana has taken aggressive steps to advance progressive climate-change adaptation ideas through a lens of business and social conservatism.Read More
 
GOP campaign chair: where ‘Minnesota nice’ meets hockey trash-talker
7/24/2019 12:03 AM
Rep. Tom Emmer"s competitive spirit was on full display as he discussed with reporters the GOP strategy for retaking the House next year.Read More
 
A single moment of insight brings healing
7/24/2019 12:03 AM
Healing is not a miracle reserved for a faithful few or a gift for a specially endowed elite. It is the outcome of fresh spiritual insights that are the divine right of everyone, right here and now.Read More
 
Iran crisis reminds UK of a cost of Brexit
7/24/2019 12:03 AM
Even as Brexit looms, tensions in the Gulf have highlighted the limits of Britain"s strength without international allies.Read More
 
California’s ‘lonely’ Republicans: When minority status means irrelevance
7/24/2019 12:03 AM
In many states, the majority has all the power, leaving the other party without a voice. The minority often uses the courts to try to shape policy. Read More
 
All-girls school welcomes its first esports teams
7/24/2019 12:03 AM
A private school near Cleveland become the first U.S. all-girls school to launch a varsity esports team, a field dominated by male students. The key to attracting girls to esports, one educator found, was to expand the kinds of games offered.Read More
 
Turning around Puerto Rico’s woes
7/24/2019 12:03 AM
Anti-corruption outrage in the territory looks a lot like that in Chile in 2015. The Chilean tale ended with an embattled leader becoming a successful anti-corruption reformer.Read More
 
National leaders start group for bipartisan criminal justice reform
7/24/2019 12:03 AM
An outgrowth of the First Steps Act, the group contains an array of leaders from across the political spectrum. It will seek consensus recommendations for public safety and justice reform.Read More
 
With Boris Johnson as U.K. prime minister, economic forecast darkens
7/24/2019 12:03 AM
Boris Johnson"s decisive win over Jeremy Hunt makes a "no deal" Brexit look increasingly likely for Nov. 1. If Britain leaves the EU without a withdrawal agreement, economists predict tariffs, a loss of jobs, and a weakened economy will be unavoidable.Read More
 
Congress and the White House reach budget compromise
7/24/2019 12:03 AM
Lawmakers in Washington have negotiated a new federal spending deal, marking the first step toward avoiding a potential federal default on debt.  Read More




Your Money Articles from New York Times:
 
D.I.Y. Private Equity Is Luring Small Investors
7/19/2019 10:44 PM
Amateur investors are setting up high-risk, high-return deals on their own, but the key to success varies...Read More
 
Back-to-School Sales Tax ‘Holidays’ Lure Shoppers Despite Slim Savings
7/19/2019 8:00 AM
“People who won’t walk across the street to save $5 on a pair of pants will take a day off from work to take advantage of a sales-tax holiday,” a tax expert said...Read More
 
Mellody Hobson of Ariel Investments: ‘Capitalism Needs to Work for Everyone’
7/20/2019 4:21 PM
As a child, she “was desperate to understand money.” Now, as one of the most senior black women in finance, she oversees billions...Read More
 
How to Stay Financially Stable When the World Might Be Falling Apart
7/22/2019 11:47 AM
Trade wars, climate change and slowing economic growth can mean severe trouble. So what’s a long-term investor to do...Read More
 
Divided Over Abortion, but Joining Forces for Women’s Workplace Rights
7/12/2019 11:10 PM
Unlikely allies have worked together on issues facing pregnant women and new mothers in states that are tightening abortion restrictions...Read More
 
How a Tax Loophole Is Helping Silicon Valley Workers Save Millions
7/16/2019 1:44 PM
A little-known tax break allows some start-up employees who own company stock to avoid paying taxes on up to $10 million when they sell their shares...Read More
 
The Value in Trying to Do Things Your Own Way
7/8/2019 12:12 PM
Too many people use someone else’s map when building a business or making a big decision, either by following others’ rules or deliberately defying them...Read More
 
At Column No. 500, a Look Back at Lessons Learned
7/5/2019 1:48 PM
The purpose of this column has been to show how we can learn from those who have had financial success (or bigger flops) to improve our own financial lives...Read More
 
How to Manage Your Credit Card Bills, Which Experts Say Are Late More Often
7/9/2019 9:31 AM
There are ways to get help: Start by contacting your card companies to ask about an interest-rate cut or lower minimum...Read More
 
At Banks and Fund Firms, Access Is Too Often Denied, Blind and Deaf Investors Say
7/7/2019 9:55 AM
Workers with sensory challenges face an array of digital obstacles to managing their retirement accounts and have sued to ensure banks’ websites comply with federal disability law...Read More



These articles are property of New York Times and protected by copyright.