Three news feeds are on this page. Mortgage Daily News is below, followed by the Christian Science Monitor, and finally "Your Money"  articles from the New York Times. 

I hope you enjoy these perspectives.

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages

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Mortgage News Daily Feed & Christian Science Monitor:
MBS RECAP: Another Green Day, But Can We Trust It?
10/26/2021 3:08 PM
Posted To: MBS CommentaryAnother Green Day, But Can We Trust It? Bonds were briefly weaker mid-morning, but rallied back to close at slightly stronger levels. We've been defensive about the upward trend in rates for more than a month now and generally on the lookout for enough of a rally to let our gua...Read More
Mortgage Rates Continue Gradual Recovery
10/26/2021 3:08 PM
Posted To: Mortgage Rate WatchMortgage rates hit 6 month highs by the end of last week, but they"ve been cautiously recovering since then. The rebound traces a similar pattern in the bond market, as is typically the case considering lenders rely on bonds as the primary ingredient in the interest rate recipe. In...Read More
Refinancing Still Driving Freddie Mac Mortgage Volume
10/26/2021 9:49 AM
Posted To: MND NewsWireFreddie Mac reported this week that its total mortgage portfolio increased at an annualized rate of 17.4 percent in September compared to a 23.7 percent gain in August. The portfolio balance at the end of the period was $3.137 trillion compared to $3.093 trillion the prior month and $2.613 trillion...Read More
New Home Sales Post Double Digit September Gain
10/26/2021 9:48 AM
Posted To: MND NewsWireSales of newly constructed homes surged unexpectedly in September, reaching the highest rate since March . However, a downward revision in the August numbers left sales still significantly below those a year earlier. The U.S. Census Bureau and Department of Housing and Urban Development said newly ...Read More
Sales, Retention, Processing, Automation Tools; Agency Updates; Disclosing Ghosts?
10/26/2021 9:46 AM
Posted To: Pipeline PressLenders and servicers don’t like weather extremes. Hurricane season is nearly over. While the East Coast is bracing for a storm, however, it’s feast or famine in the West, when, in the span of a few days, large swaths of land go from drought and fires to ...Read More
MBS Morning: Bonds Biding Time; Price Data Clarifies New Conforming Loan Limits
10/26/2021 8:28 AM
Posted To: MBS CommentaryAt the start of the trading session, Treasuries have the distinction of trading through the overnight hours with the lowest volume and volatility in more than a month. That's either a coincidence, or the first major sign that bonds are settling into a sideways, narrow, consolid...Read More
MBS RECAP: Nice Recovery, But Big-Picture Damage Remains
10/25/2021 3:17 PM
Posted To: MBS CommentaryNice Recovery, But Big-Picture Damage Remains Monday could have been worse. Bonds started out in weaker territory but recovered early in the domestic session. Technicals and repositioning tradeflows deserve as much credit as dovish remarks from the Bank of England. Ultimately, the ...Read More
Mortgage Rates Improve Modestly From Long-Term Highs
10/25/2021 2:45 PM
Posted To: Mortgage Rate WatchMortgage rates began the day right in line with Friday afternoon"s latest levels. Lenders likely would have been able to offer lower rates if the bond market hadn"t begun the day at weaker levels (bond market weakness = higher rates, all other things being equal). As the day progre...Read More
MLO Jobs; Decisioning, Retention, Sales, Processing Tools; Report on Discrimination; Perspective on Fed Tapering
10/25/2021 9:50 AM
Posted To: Pipeline PressGiven my emails and hallway chatter in San Diego last week, what’s on people’s minds? The state of the housing market is one, and Ivy Zelman, CEO of Zelman & Associates and author of “ Gimme Shelter ,” co-hosts The Mortgage Collaborative&r...Read More
MBS Morning: Fighting to Remain Under Long-Term Rate Ceilings
10/25/2021 9:48 AM
Posted To: MBS Commentary10yr yields hit a long-term ceiling of 1.776 on March 30th, 2021 as bonds quickly priced in vaccine efficacy and fiscal policy. Several sideways months gave way to a delta-inspired rally. Political gridlock and persistently friendly Fed policy helped. With case counts subsiding aga...Read More

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Your Money Articles from New York Times:
How to Protect Yourself From Online Card Fraud
10/25/2021 10:08 AM
The first tip is to use credit cards for digital shopping because they have federally mandated protections. And be wary of websites that offer brand-name goods at steep discounts...Read More
F.S.A. Limits in 2022: You May Be Able to Carry Over More Money
10/15/2021 8:00 AM
Workers usually have to spend the money in their health spending accounts by the end of the year. But in the pandemic, employers were allowed to offer more wiggle room...Read More
E.S.G. Funds Could Be a Default Option for Retirement Plans, Labor Dept. Says
10/13/2021 5:57 PM
The changes open the door to allowing retirement plan administrators to use so-called E.S.G. funds as their default investment option...Read More
529 Savings Plan: Why Every Penny Counts
10/12/2021 1:54 PM
New York City is giving every public school kindergartner $100 in a college savings account. Here’s why every penny matters...Read More
What’s Changed in 13 Years of Writing About the Wealthy
10/8/2021 9:22 AM
For one thing, they’ve gotten wealthier. But there are still things the wealthy do that other investors can do, too...Read More
In a ‘War for Talent,’ Employers Hold the Line on Health Benefit Costs
10/8/2021 8:00 AM
Companies may be picking up more of the expense while also emphasizing cheaper remote care. Some are offering perks like “lifestyle” stipends...Read More
The Big Changes to Public Service Loan Forgiveness, Explained
10/8/2021 4:40 PM
Hundreds of thousands of borrowers with so-called F.F.E.L. student loans, people who paid late and military members could now get credit for years of payments toward erasing their debts...Read More
What the Debt Ceiling Means for Social Security and More
10/8/2021 6:18 PM
The Treasury secretary says the government will run out of money to spend if Congress doesn’t raise the debt ceiling. Here’s what that could mean for programs that help millions of Americans...Read More
They Want to Hand Your Kid a Debit Card. What Do You Do?
10/2/2021 2:00 AM
Start-ups large and small are offering child-friendly debit cards that allow parents to set up guardrails. Picking one depends on your priorities...Read More
Private Jet Market Grapples With Surge in Get-Me-Away Demand
10/1/2021 8:00 AM
Waits for charter flights are longer, and costs higher, as many more of the rich seek to avoid crowded planes and airports...Read More

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