Three news feeds are on this page. Mortgage Daily News is below, followed by the Christian Science Monitor, and finally "Your Money"  articles from the New York Times. 

I hope you enjoy these perspectives.

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages

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Mortgage News Daily Feed & Christian Science Monitor:
 
MBS RECAP: Bonds Erase Losses as Trade Deal Underwhelms
12/13/2019 4:10 PM
Posted To: MBS CommentaryBonds were leading off in a slightly friendly direction during the overnight session, largely because we hadn't really heard from China with respect to yesterday's trade deal drama. Nonetheless, it seemed like more concrete steps were being taken, so markets were willing to...Read More
 
Mortgage Rates Bounce After Trade Deal Update
12/13/2019 3:34 PM
Posted To: Mortgage Rate WatchMortgage rates were somewhat distressed , to say the least, after yesterday"s various news stories pertaining to the US/China trade deal. For a variety of reasons, that"s the biggest consideration for financial markets at the moment, and interest rates are no exception. Rates were ...Read More
 
Lender Survey: Has the Refi Boom Run Out of Steam?
12/13/2019 10:57 AM
Posted To: MND NewsWireLenders responding to Fannie Mae"s Q4 2019 Mortgage Lender Sentiment Survey ® didn"t have as bright an outlook for their future profit margins as in the previous survey when their expectations were at a high for the survey which dates back to 2014. However, 44 percent of the 188 senior lending ...Read More
 
So Much Trade War Drama, But Bonds in a Range
12/13/2019 10:05 AM
Posted To: MBS CommentaryThe litany of updates/alerts listed below effectively serves to frame the launch sequence for today's trading. If you don't care to wade through the minutia, just read the most recent update or simply allow me to paraphrase: There was some confusion earlier as a Trump tweet...Read More
 
Correspondent, Processing, Broker Products; Deep Capital Markets Dive
12/13/2019 7:57 AM
Posted To: Pipeline PressWhile the markets are talking about Boris Johnson’s victory in the U.K. (“get Brexit done”), here’s your trivia of the day: Every month that starts on a Sunday has a Friday the 13th. And did you know that research on humans shows that in the s...Read More
 
Only 2 Million U.S. Homes Remain Underwater
12/13/2019 7:14 AM
Posted To: MND NewsWireAccording to Dr. Frank Nothaft, chief economist for CoreLogic, "Ten years ago, during the depths of the Great Recession, more than 11 million homeowners had negative equity." This was a quarter of mortgaged homes, he said. Times have certainly changed. The third quarter report from CoreLogic on the...Read More
 
Mortgage Rates Hard-Hit by Trade Headlines
12/12/2019 1:58 PM
Posted To: Mortgage Rate WatchMortgage rates jumped quickly higher today following a series of headlines/tweets regarding the probability of a US/China trade deal ahead of Sunday"s tariff deadline. What does all that mean? Let"s break it down. The status of the US/China trade relationship is a big deal for fina...Read More
 
Sluggish Loan Applications Show Weakness in New Home Sales
12/12/2019 9:06 AM
Posted To: MND NewsWireWhile the Mortgage Bankers Association (MBA) is predicting newly constructed homes sold at a much higher rate in November than they did a year earlier, sales are expected to be down significantly from this past October. MBA"s Builder Application Survey (BAS) data for November 2019 shows mortgage ap...Read More
 
MBS Day Ahead: A New Way to Look at The Range
12/12/2019 8:15 AM
Posted To: MBS CommentaryYesterday brought a nice little rally in response to a surprisingly rate-friendly press conference with Fed Chair Powell. The counterpoint to that conclusion is seen in the chart I posted in yesterday's recap. Specifically, bonds began the day rallying and were in the midst of ...Read More
 
Broker, Back-Office, Non-QM Products; Upcoming Events; The Fed and Rates
12/12/2019 8:06 AM
Posted To: Pipeline PressWe never see the headline, "Psychic Wins Lottery!" No one has a crystal ball, but originators often ask their capital markets staff about the direction of rates, whether it is, “Should I lock today?” or “Why can’t we guarantee a builder a rate...Read More




Mortgage News Daily Feed & Christian Science Monitor:
 
Readers write: Subpar power plant, campaign rallies, and more
12/14/2019 5:00 AM
Letters to the editor for the Dec. 16, 2019 weekly magazine. Readers discuss the war in Afghanistan and Trump rallies...Read More
 
Brexit is going to happen. What is a young ‘remainer’ to do?
12/13/2019 3:44 PM
“Remain”-minded youth may be ready to pivot toward shaping a future after Brexit and bridging divisions at home and with the rest of Europe...Read More
 
Should surfing the web count as a human right? The view from South Africa.
12/13/2019 2:38 PM
South Africa’s Competition Commission wrote in a December report that two major phone providers’ data prices were “anti-poor” and should be lowered...Read More
 
Brexit and other fixes in globalization
12/13/2019 2:05 PM
The Conservative victory in Britain is just the latest course correction for several trade deals, or a necessary reform to heal those hurt by the flow of goods, people, money, and information across borders...Read More
 
Q&A with Gene Weingarten, author of ‘One Day’
12/13/2019 1:05 PM
Pulitzer Prize-winning reporter Gene Weingarten discusses his book “One Day” and how he found the extraordinary in an ordinary 24-hour news cycle...Read More
 
Experience matters. ‘Mayor Pete’ is banking on ideals mattering more.
12/13/2019 12:33 PM
Pete Buttigieg would not only be the youngest president in history but also the first to be elected straight from a mayoral post...Read More
 
How much can one person do to limit climate change? A graphic.
12/13/2019 11:13 AM
Curbing global warming will require us to limit emissions of carbon dioxide and other greenhouse gases. What personal changes have the biggest impact...Read More
 
‘Thou shalt not steal’: Even someone else’s joy, says one educator
12/13/2019 8:51 AM
Catera Scott works to ensure that intangibles such as hope and opportunities are there for others. Part of a series on the Decalogue in modern life...Read More
 
UK’s Tories win decisive majority in election dominated by Brexit
12/13/2019 8:05 AM
Led by Prime Minister Boris Johnson, the Conservatives exited U.K. elections with a strong majority of 364 seats, their best result since the 1980s...Read More
 
In one swing district, impeachment hasn’t swayed voters – yet
12/12/2019 4:34 PM
As the drama of impeachment vote unfolds in Washington, what are voters thinking about? In California’s Orange County, it’s local issues...Read More




Your Money Articles from New York Times:
 
The Decade in Retirement: Wealthy Americans Moved Further Ahead
12/14/2019 4:00 AM
Prospects for most Americans’ retirement security haven’t improved. For affluent households, however, the odds of a successful retirement have gotten much better...Read More
 
Battle Over a $9 Million Will Rests on Just One Clause
12/13/2019 4:56 PM
Three charities say they’re the heirs to a woman’s estate. But the daughter of the woman’s partner argues that she’s the victim of bias against common-law gay marriage...Read More
 
Check Out the New W-4 Tax Withholding Form. Really.
12/13/2019 8:00 AM
The first major redesign since 1987 is simpler and reflects tax code changes, the I.R.S. said. Workers should make sure it also reflects what they owe...Read More
 
When U.S. Citizenship Starts Looking Like a Bad Deal
12/6/2019 3:20 PM
A potential wealth tax or higher levies on capital gains are just two reasons, beyond politics, that are raising thoughts of renunciation...Read More
 
Last Tax Season Was a Mess. Now’s Time to Prepare for This One.
12/10/2019 3:48 PM
If you didn’t change the tax withholding in your paycheck, you still have time to avoid another unpleasant surprise — or even a fine...Read More
 
Signing Up for an H.S.A.? First Figure Out How You’ll Use the Money
12/6/2019 8:00 AM
Some plans work better than others, depending on whether you’ll be spending on current medical costs or future ones, a new analysis finds...Read More
 
Yes, You Can Get Free Trading. But There’s Often a Catch.
11/29/2019 11:36 AM
A price war has driven the cost of some stock trades to zero. But brokerages have to make money somehow, and here are some of the ways...Read More
 
Climate Change Adds Wrinkle to Art Collectors’ Concerns
11/29/2019 2:18 PM
No longer can owners just buy a general insurance policy and leave it at that. The threat of more intense storms means collectors need to keep track of their holdings...Read More
 
For Millennials Making Their Way, a Detour: To Caregiving
11/27/2019 12:57 PM
Here is a concern that baby boomers might not have thought of: Their children could be taking care of them while still in their 20s or 30s...Read More
 
New Rating System for Charities Aims to Measure Impact of Gifts
11/22/2019 2:26 PM
Donors don’t want their money misused or used less effectively than it could be. ImpactMatters joins several well-established rating sites...Read More



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