Three news feeds are on this page. Mortgage Daily News is below, followed by the Christian Science Monitor, and finally "Your Money"  articles from the New York Times. 

I hope you enjoy these perspectives.

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages

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Mortgage News Daily Feed & Christian Science Monitor:
Mortgage Rates Defy Odds, Improving Yet Again From Record Levels
7/9/2020 3:25 PM
Posted To: Mortgage Rate WatchThere are two kinds of headlines about mortgage rates today: those that rely on the weekly survey-based data published each Thursday by Freddie Mac, and those who rely on the actual daily average rate compiled by Mortgage News Daily. In both cases , the headlines can claim new reco...Read More
Sure, Rates Are Low, But It"s Getting Harder to Get a Loan
7/9/2020 3:23 PM
Posted To: MND NewsWireCredit tightening is becoming more evident according to the Mortgage Bankers Association (MBA). Its Mortgage Credit Availability Index fell to a reading of 125.0 in June, a loss of 3.3 percent . A decline in the index indicates stricter lending standards. Joel Kan, MBA"s Associate Vice President of...Read More
MBS RECAP: Bonds Making a Case For a New Trend
7/9/2020 3:03 PM
Posted To: MBS CommentaryBonds Making a Case For a New Trend We've talked a lot about the linear uptrend in bond yields that began in April. It was defeated by the end of June and bonds began drifting sideways. But now they may be making a case for a new trend toward lower rates. Econ Data / Events 11:...Read More
Realtors Report that their Customers are Back
7/9/2020 9:57 AM
Posted To: MND NewsWireA new survey by the National Association of Realtors® (NAR) has found that the vast majority of its members feel as though their businesses are back on track. NAR says, "After enduring months of setbacks brought on by the coronavirus pandemic... more than nine in 10 members believe they are in ...Read More
MBS Day Ahead: Are Mortgage Rates Done Closing The Gap To MBS?
7/9/2020 8:18 AM
Posted To: MBS CommentaryWe've talked a lot about the massive rift that opened up between mortgage rates and MBS yields as the pandemic hit markets several months ago. MBS yield isn't something we've historically focused on largely because it's not important to follow for the purposes of ou...Read More
LO Jobs; Marketing Products; Compliance News: Is a "like" a "thing of value"?
7/9/2020 8:16 AM
Posted To: Pipeline PressUnited Airlines may lay off 36,000? Bed, Bath, and Beyond closing 200 stores? Walgreen’s cutting 4,000? Yup. Lower rates won’t save those jobs, but we’ll have low rates for a long time. Things are different for residential lenders. When we began 202...Read More
Fairly Innocent Wake-Up Call For Mortgage Rate Watchers
7/8/2020 3:08 PM
Posted To: Mortgage Rate WatchMortgage rates were unchanged today for the average lender. That means they remain at all-time lows that are even lower than the all-time lows seen during the previous 3 business days. Even so, today"s underlying market movement might be a bit of a wake-up call for anyone waiting t...Read More
MBS RECAP: Closer Look at Stocks vs Rates
7/8/2020 3:07 PM
Posted To: MBS CommentaryBonds Pull Back, But It's Still a Waiting Game Despite some modest weakness to begin the day, bonds remain smack dab in the center of their recent range. We've officially begun the waiting game. Econ Data / Events 11:30-11:50 AM (ET) - Fed 30yr UMBS Buying Market Movement R...Read More
Housing Market Confidence Continues to Bounce Back
7/8/2020 1:22 PM
Posted To: MND NewsWireFannie Mae"s Home Purchase Sentiment Index (HPSI) continued to rebound last month from its sharp retreat to near record lows in the Spring. The Index, based on selected responses to the company"s National Housing Survey (NHS) fell an aggregate 29.5 points in March and April, in reaction to the COVI...Read More
Mortgage Application Volume Recovers its Momentum
7/8/2020 9:44 AM
Posted To: MND NewsWireMortgage application volume bounced back into positive territory last week , even though banks and many businesses were closed on Friday for the Independence Day Holiday. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of that volume, was 2.2 percent higher on a se...Read More

Mortgage News Daily Feed & Christian Science Monitor:
‘I can’t keep this up much longer’: Parents struggle with pandemic strain
7/9/2020 5:03 PM
After months of trying to do it all, many parents are considering other child care options, tapping into networks, and asking for flexibility at work...Read More
A police chief’s message to community: Help us ‘do a better job’
7/9/2020 4:45 PM
Seattle Police Chief Carmen Best, the first Black woman to lead the department, reflects on the city’s CHOP protest and activists’ calls for change...Read More
Kids are running and jumping. So are parents: Camp is back.
7/9/2020 4:16 PM
Coronavirus has complicated the summer camp experience, but has not done away with it. How is it being adapted during the pandemic?...Read More
A Black mom knows: How I prepared my sons for racism in America
7/9/2020 2:04 PM
All parents struggle with how to make their kids feel secure when the world isn’t always safe. For Black parents that paradox is particularly acute....Read More
To do justly, to love mercy
7/9/2020 1:31 PM
Maya Moore stepped away from basketball stardom to help prove an imprisoned man’s innocence...Read More
‘We need to keep speaking out’: Racial justice in rural America
7/9/2020 1:21 PM
A groundswell of support for Black Lives Matter has swept across small towns, an eruption of activism not seen since the civil rights era...Read More
Half of Oklahoma ruled reservation land by Supreme Court
7/9/2020 12:04 PM
Half of Oklahoma is Native American reservation land, the Supreme Court decided in a ruling Thursday. Tribe members living in the territory will be subject to federal – instead of state – criminal law, and will be exempt from certain state obligations...Read More
For Russian experts, Taliban bounty report just doesn’t make sense
7/9/2020 11:30 AM
Even critics of the Kremlin see little logic to the report that Russia has been awarding bounties to the Taliban for killing U.S. troops in Afghanistan...Read More
In economic slump, town takes new tack: Printing its own money
7/9/2020 11:26 AM
Tenino, Washington has revived a Great Depression-era strategy to help shore up the local economy during the pandemic – printing its own currency. Other towns across the country are taking notice of the town"s unusual methods...Read More
Supreme Court: Trump tax records open for DA, not Congress – yet
7/9/2020 11:23 AM
Rejecting arguments that the president is immune from investigation, the U.S. Supreme Court granted the Manhattan district attorney access to President Trump"s tax returns, but blocked Congress from accessing his financial records...Read More

Your Money Articles from New York Times:
Help! I’m Owed a Refund, But the Hotel Owner Refuses to Budge
7/7/2020 4:00 AM
Here we are, wondering aloud about the oversight capabilities of hotel franchises, and what powers they can exert over their thousands of individual owners. Thanks Covid-19...Read More
Why College Students May Qualify for Special Covid Pandemic Aid
7/6/2020 12:25 PM
While traditional unemployment insurance usually leaves out students, they may be eligible for federal pandemic aid. But some states don’t make it easy to get...Read More
How Investors Are Addressing Racial Injustice
7/3/2020 8:00 AM
Different strategies for socially responsible investing are working toward a similar goal: to pressure companies and municipalities to operate more equitably...Read More
Fraudulent Jobless Claims Slow Relief to the Truly Desperate
7/2/2020 2:00 AM
Hundreds of millions of dollars went to bogus applications, triggering long reviews for others as scammers hide in a torrent of benefit requests...Read More
Philanthropy Rises in Pandemic as Donors Heed the Call for Help
6/26/2020 2:01 PM
Giving has surged during the coronavirus crisis, eclipsing donations during the 2008 recession and after the Sept. 11 terrorist attacks, two reports show...Read More
Virus ‘Dramatically’ Narrows Teenagers’ Summer Job Prospects
6/26/2020 8:00 AM
The only potential bright spot? Summer hiring is happening later than usual, so positions may open...Read More
Labor Dept. Seeks to Restrict Social Goals in Retirement Investing
6/24/2020 5:14 PM
A proposed rule would keep plans from increasing risk or decreasing returns in pursuit of “a social or political end,” Secretary Eugene Scalia says. But others say existing law achieves that end...Read More
Used Cars From Shrinking Rental Fleets May Not Be the Steal You Expect
6/19/2020 11:49 AM
While there are good deals to be found, particularly in the wake of Hertz’s bankruptcy filing, buyers shouldn’t count on fire-sale prices, experts say...Read More
Pandemic Is Expected to Bring More Lawsuits, and More Backers
6/19/2020 8:00 AM
An investment strategy that funds lawsuits is expected to grow as more companies become involved in litigation during the economic downturn...Read More
In Fine Print, Airlines Make It Harder to Fight for Passenger Rights
7/8/2020 3:46 PM
An increasing number of airlines are adding clauses that require passengers to settle disputes in private arbitration, rather than in court, and bar passengers from starting or joining class-action lawsuits...Read More

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