Three news feeds are on this page. Mortgage Daily News is below, followed by the Christian Science Monitor, and finally "Your Money"  articles from the New York Times. 

I hope you enjoy these perspectives.

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages

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Mortgage News Daily Feed & Christian Science Monitor:
Mortgage Rates Holding Near 3-Month Highs
11/8/2019 3:17 PM
Posted To: Mortgage Rate WatchMortgage rates launched to their highest levels in more than 3 months yesterday for a variety of reasons. Chief among them was a series of comments from both China and the US about the intent to cancel previously announced tariffs as a part of the phase 1 trade deal. Tariffs and tr...Read More
Housing Affordability at Best Levels in Three Years
11/8/2019 1:01 PM
Posted To: MND NewsWireOne year after hitting a ten-year low, housing affordability has risen to its highest level in three years. Rose Quint, writing in the National Association of Home Builders Eye on Housing Blog , says 63.6 percent of new and existing homes sold in the third quarter of this year were affordable to ho...Read More
NAR Survey Shows Buyers are Increasingly Older, Less Married
11/8/2019 11:12 AM
Posted To: MND NewsWireThe share of first-time buyers remains well below historic levels according to the National Association of Realtors" ® (NAR"s) 2019 Profile of Home Buyers and Sellers, and those who do buy frequently need financial assistance from their family. The annual report, derived from a 125-question sur...Read More
MBS Day Ahead: Lowered Expectations
11/8/2019 8:12 AM
Posted To: MBS CommentaryIf you don't expect anything good to happen for the bond market for the next few months, I guarantee you won't be disappointed. If, however, you expect to see a normal amount of resilience and a continued willingness on the part of rates to operate with a 3% handle in the 3...Read More
Sales, Audit Tools; Vendors Raising Funds; 10-year Yield"s 3 month, 50 bp Move
11/8/2019 7:37 AM
Posted To: Pipeline PressAs rumors swirl about Michael Bloomberg entering the race for president, MLOs are winding down for the year (a few have written to me saying that, after a solid November and 2019, they’ll be coasting during December and try to push closings into 2020 to get a g...Read More
Disaster Aftermath Can Make Losses Worse
11/8/2019 7:04 AM
Posted To: MND NewsWireThe storm is over, the fires are out, but anyone who has survived a natural disaster, and that is more of us every year, knows that the problems are just beginning. A new report by CoreLogic looks at how a demand surge sparked by rebuilding efforts may or may not affect the recovery in a disaster"s...Read More
MBS RECAP: Big Bad Day; Yes, Trade Headlines Still Matter
11/7/2019 5:21 PM
Posted To: MBS CommentaryIt was a big, bad day for the bond market, although the size of the thing ended up getting pared down just a bit in the afternoon. Chalk that up to a counterpoint headline that pushed back against the narrative created by the day's previous headlines. The narrative in question ...Read More
Mortgage Rates Blasted by Trade Deal Progress
11/7/2019 4:29 PM
Posted To: Mortgage Rate WatchMortgage rates surged higher at a rapid pace for the second time this week. Taken together, the jump is the biggest of its kind since the big rate spike in September, and one of only a handful of weeks in the past 3 years where lenders are quoting rates that are 0.25% higher than t...Read More
Affordability Improves Even as Appreciation Accelerates
11/7/2019 10:29 AM
Posted To: MND NewsWireAre home price increases cranking up again? The quarterly report from the National Association of Realtors® (NAR) on existing home sales and metropolitan home prices seem to indicate that is the case. NAR says that the overwhelming majority of the metro areas they track experienced both price g...Read More
MBS Day Ahead: Rising Rate Risks Are Officially Getting Serious
11/7/2019 9:37 AM
Posted To: MBS CommentaryYesterday brought a brief reprieve for bonds after the first 2 days of the week threatened to confirm a big picture shift toward higher rates (or at least to build a case for such things). But much like the brief rally in the middle of last week, yesterday's rally proved to be ...Read More

Mortgage News Daily Feed & Christian Science Monitor:
Readers write: “Mars or bust” comic
11/9/2019 5:00 AM
Readers discussed our science comic “Mars or bust,” which laid out scientists’ methods for making the red planet a second home for humanity...Read More
How rugby became a marker for inclusion in South Africa
11/8/2019 12:21 PM
For many, South Africa’s World Cup win was made all the more sweet by the role of the Springboks’ black captain. But why is he such an exception...Read More
"Same stage as the Louvre": Google digitizes Puerto Rican art
11/8/2019 11:12 AM
This is the first time Google used its high-tech "art camera" to preserve and showcase work from Puerto Rico, where museums are struggling to survive...Read More
"Imteachment": Educators bring Congress into the classroom
11/8/2019 10:04 AM
How do you teach impeachment without students becoming partisan? Teachers say it takes a commitment to civility and sticking close to the facts....Read More
A journalist’s bumpy ride through four decades of global events
11/8/2019 9:39 AM
Whether eluding Haiti gunmen, being set up by Hugo Chávez, or spending time with a grateful couple who were part of the French Resistance, the Monitor’s diplomacy writer, Howard LaFranchi, is himself a story that"s rich with history and an understanding of global culture...Read More
‘Remember the sabbath’: How one family lives the Fourth Commandment
11/8/2019 9:28 AM
For Laura Nash, spending time together as a family on the Sabbath has been important. Part of a series on the Decalogue in modern life...Read More
The uniting politics of second-chance justice
11/8/2019 5:49 AM
Oklahoma’s mass commutation reflects a bipartisan spirit of forgiveness that could find a place in American politics...Read More
Points of Progress: All-women spacewalk, new land for bison, and more
11/8/2019 5:00 AM
In good news this week: Bison roam across land they haven"t touched in more than 100 years, an all-women spacewalk happens on the ISS, and more...Read More
Giuliani, Ukraine, and back-channel diplomacy. Three precedents.
11/7/2019 4:05 PM
Presidents have used close aides or friends to handle international assignments, particularly at times of national stress. What’s different this time...Read More
Democrats are winning in suburbs. In rural America, it’s another story.
11/7/2019 3:54 PM
In Minnesota, two suburban pickups for Democrats in 2018 were counterbalanced by two rural districts that flipped in favor of Republicans....Read More

Your Money Articles from New York Times:
Make the Most of Your Credit Card Rewards for Gift Season
11/10/2019 11:44 PM
Credit card rewards such as discounted travel and cash back can help take some of the sting out of your holiday budget...Read More
A New Generation Stakes Out a New Path for Charitable Giving
11/8/2019 1:09 PM
The Huntsman family just made a $150 million gift for mental health research and care. The father had concentrated his donations on cancer research...Read More
Mastercard to Offer Cards Aimed at Transgender and Nonbinary People
11/8/2019 8:00 AM
The cards, to be issued by some banks, will let customers use their chosen names. The goal is to avoid potential bias...Read More
How to Talk About the Family Money
11/6/2019 2:02 PM
Fighting over the family assets is usually about far more than that. Money is often how we keep a tally of love, approval and fairness...Read More
The 100-Year Family: Here Are Some Tips for Becoming One
11/6/2019 2:01 PM
Research shows that one of the most important differences between those who maintain their wealth and those who don’t is communication...Read More
Dede Wilsey Asks the New Rich, ‘Why Don’t You Give Back?’
11/6/2019 1:59 PM
A member of one of the nation’s wealthiest families is a rare example of someone who speaks relatively openly about money...Read More
Don’t Save Too Little, or Too Much
11/6/2019 1:58 PM
Finding the balance between financial security and enjoying life is tricky. Here are some suggestions for how to do it...Read More
How to (Gently) Help Your Aging Parents Manage Their Money
11/6/2019 1:57 PM
Helping with their finances before a crisis erupts is a smart move, but a tricky one. Experts suggest some strategies that work...Read More
Thinking About Giving Money to Adult Children? Think Again
11/6/2019 1:56 PM
While helping to support young adults might seem like the compassionate choice, it can often do more harm than good...Read More
When It Comes to Money, Silence Is Rarely Golden
11/11/2019 9:01 AM
No matter how difficult, honest financial conversations among family members are almost always the best choice. Here are some ways to do it...Read More

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